None of us enjoy thinking about a time when we won’t be around anymore, but neither do we want to leave our families a burden of cost and organisation at a time when they will need peace to grieve.

Providing for your Funeral in Advance.

Taking a decision now to plan for your funeral and to cover its costs at today's prices allows you to remove potential anguish for your family and get on with living your life to the full, without having to worry about what happens afterwards.

But funeral costs have risen by 122% over the last 14 years, and while the average cost of a funeral in 2004 was £1,920, by 2018 it was £4,271*. At this rate, in another 10 years, the average cost of a funeral could be more than £7,500. *The average cost of a funeral in the UK. Source: SunLife Cost of Dying Report 2018.

Paying in advance for your funeral is a sensible decision that will save money, benefiting your family or estate.

Peace of mind for you and your loved ones

A Charity funeral plan is a totally secure and cost-effective method of ensuring that your funeral is arranged and paid for with the minimum of fuss and at no extra cost to your loved ones. It also means that any wishes you have for the arrangements will be carried out in accordance with your instructions.

When you take out a Charity funeral plan, you have the reassurance that your money is protected.  When you pay by single payment or in monthly instalments, your payment will be placed in an independent trust fund.  Your money is invested with a view to ensuring that, whatever happens, there will be sufficient funds available for your funeral to take place as specified – providing a hedge against inflation, rising costs, or any change to Golden Charter’s company status.

When you choose to pay by fixed monthly payments, your plan is funded by investment in a life policy with one of the UK’s leading life assurance companies. With this method, the sum required for your funeral is guaranteed after 2 years, and as long as you continue to make the monthly payments.

Planning your Arrangements

You can choose from a number of standard options to match your budget and preferences, and specify particular requirements within those options. At any stage we’ll be happy to assist you in your choice and answer any questions you may have in a sensitive manner.

If your requirements are straightforward and you wish to make a single payment then this can be completed online. More detailed arrangements naturally require discussion and can be done by filling in an online form and/or talking to our advisors. You can be assured of a professional and sympathetic response.


Please call us on 01491 825222 for further information.



Howard Chadwick Funeral Service was originally founded in 1991 by Howard Chadwick, his wife Sandra and nephew Alistair Cox


33 Benson Lane
Oxfordshire, OX10 8ED
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Tel: 01491 825222
Fax: 01491 839615